Health insurance is essential irrespective of age, health status, or other societal position. The surging medical costs and treatment bills will leave a hole in your pocket. And make you spend your entire savings on health care. Although, if you have health insurance or family medical insurance. You can opt for free and cashless health insurance services from the branch of hospitals associated with your policy provider. Apart from adults and senior citizens. It is essential for school and college-going children to have a medical insurance policy. Here are the top 5 reasons why students should have medical insurance.
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Additional cover in health insurance
Students have a lot of things to carry out in their scheduled life, and they have a high chance of falling sick. And catching infection very quickly since they hang out with their peers all the time. Having proper health insurance will help effortlessly treat such medical ailments without paying a considerable sum. You can also make use of the health insurance plan to cover all kinds of illness, external injuries, and other physical damages except the self-incurred ones. Using the health plan, one can also use cashless medical insurance services without worrying about cash shortage.
Coverage under parent’s health insurance plan
Most school and college-going students are below the age of 22, and they will be eligible for coverage under the parent’s health insurance plan. Most policy providers have the option of including dependent children under 25 in their family’s medical insurance plan to give an all-inclusive coverage option. So, there is a need for an additional new insurance policy to add your child. You can harness multiple benefits from a single, family health insurance plan.
The change in today’s youth lifestyle is so dynamic and varied. There are a lot of activities, sports, and athletics they indulge in. Which sometimes may not end in a very favourable situation. They tend to go on adventure rides, hikes, and many physical activities that are pretty risky. These days, the food pattern is also so evolved but not as healthy as it should be. Having proper health insurance with cashless medical insurance benefits as a precocious tool will help you deal with uncertainties better.
Critical illness cover in health insurance
Life is very unpredictable, and we never know what is waiting for us next. Be it students, parents, or senior citizens, it is always best to have a cashless health insurance policy as a financial tool to help you in times of distress and dire need. Most insurance policies have critical illness cover to help you bridge vast costs spent on major chronic illnesses. You can also choose the policy term, the amount of insurance, and premiums in a way that would suit you perfectly.
More focus on studies
The responsibility of excelling in studies is already a heavy burden on students. It is not fair or proper to add their health cost burden on them while they try to figure out their career and profession in life. Most of the students in India do not get quality health care. By simply opting for a cashless medical insurance benefits scheme, you can keep your child’s future and health secure in the best way possible.
You can also visit the Bajaj Finserv website to check out the beneficial schemes and health insurance policies that they offer.